MSK Leasing Finance Application Form and Credit Check
As part of your application to lease a vehicle you are required to pass a credit check.
This application form is a standard form used by our financial partners to determine your suitability for a finance agreement. The decision on whether you are approved for credit or not will be made by the Lender and not by us.
We would like to tell you how the information you provide will be used in connection with your application. Information means the information you have given us, which we pass on to our finance partners, or which they receive from their own enquiries and searches at the credit reference and fraud prevention agencies. This applies to all applicants, including directors and partners if the application is made by a limited company, partnership or an incorporated association.
Our finance partner will check your details with credit reference and fraud prevention agencies, and these agencies will record the check. They will provide the agencies with your current and previous names, address and dates of birth of all parties, so if you are providing information about others, on a joint application, you must be sure that you have their agreement. The agencies will provide them with public information about you and any third party financially linked to you. Information such as county court judgements (CCJ's) and bankruptcies, electoral register and fraud prevention information on you and your financial associates, current and previous names, addresses and dates of birth. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.
You should not commit to a finance agreement unless you are confident that you can afford the payments for the whole of the term of the agreement.
After completing the appropriate application form, please ensure that you read and agree to the Customer Declaration and Data Protection Act notice before submitting the application. It is important that you complete all questions to enable us to process your application quickly. If you have any questions or need assistance in completing this form then call us on 01254 926373.
As required by the Financial Conduct Authority (FCA), we are providing to you important information relating to our status, the processing fee we charge and our cancellation charges.
MSK Leasing is authorised and regulated by the Financial Conduct Authority. MSK Leasing is a trading name for Motor Select limited, registered in England Company No. 10463103, Suite 5, NJK House, Haslingden Road, Blackburn, BB1 2EE. Authorised and regulated by the Financial Conduct Authority FRN 791807. You can check this on the Financial Services Register by visiting the FCA’s website at or by contacting the contact centre on 0800 111 6768.
We are a vehicle finance broker for both regulated & unregulated contract hire and consumer credit finance. We are a credit broker and not a lender.
We charge a processing fee of £180.00 inc VAT for our Brokering Services. This represents the costs incurred in ordering your vehicle with our nominated supplying dealer. This fee is payable once finance approval has been received and on signing of the order form.
If you were to cancel your order, we may also charge a cancellation fee for our brokering services as set out in our Terms of Business up to the value of £1,200.00 inc VAT for services rendered. This does not affect your right to cancel your finance agreement within any cooling off period.
This will be requested within 14 days of a cancellation notice being received by us and will be payable by Bank Transfer to MSK Leasing within 14 days of the charge request being received by the client.
By selecting to continue with this application, you are confirming that you understand and agree to the terms of this information notice. Please note, any undue delays in receiving confirmation may impact on the finance rental rates quoted. Prices may change at any time and are subject to availability.